TY  - JOUR
T1  - Preventive policy strategy for banking the unbanked: Savings accounts for teenagers?
JF  - Journal of Poverty
Y1  - 2015
A1  - Friedline, T.
A1  - Despard, M.
A1  - Chowa, G.
KW  - financial assets
KW  - savings
KW  - Survey of Income and Program Participation (SIPP)
KW  - teenagers
KW  - unbanked
KW  - young adults
AB  - Concern over percentages of unbanked and underbanked households in the United States and their lack of connectedness to the financial mainstream has led to policy strategies geared toward reaching these households. Using nationally-representative longitudinal data, a preventive strategy for banking households is tested that asks whether young adults are more likely to be banked and own a diversity of financial assets when they are connected to the financial mainstream as teenagers. Young adults are more likely to own checking accounts, savings accounts, certificates of deposit, and stocks when they had savings accounts as teenagers. Policy implications are discussed.
VL  - 20
UR  - http://www.tandfonline.com/doi/full/10.1080/10875549.2015.1015068
IS  - 1
ER  - 

TY  - JOUR
T1  - Savings from ages 16 to 35: A test to inform Child Development Account policy
JF  - Poverty & Public Policy
Y1  - 2014
A1  - Friedline, T.
A1  - Nam, I.
VL  - 6
UR  - http://onlinelibrary.wiley.com/store/10.1002/pop4.59/asset/pop459.pdf
IS  - 1
ER  - 

TY  - JOUR
T1  - Toward healthy balance sheets: Savings accounts as a gateway for young adults’ asset diversification and accumulation
JF  - The St. Louis Federal Reserve Bulletin
Y1  - 2014
A1  - Friedline, T.
A1  - Johnson, P.
A1  - Hughes, R.
UR  - http://research.stlouisfed.org/publications/review/2014/q4/friedline.pdf
ER  -