TY - JOUR T1 - Toward healthy balance sheets: Savings accounts as a gateway for young adults’ asset diversification and accumulation JF - The St. Louis Federal Reserve Bulletin Y1 - 2014 A1 - Friedline, T. A1 - Johnson, P. A1 - Hughes, R. UR - http://research.stlouisfed.org/publications/review/2014/q4/friedline.pdf ER -